Trusted by 10,000+ Homeowners

Your Home Deserves
Royal Treatment

One service agreement. Guaranteed costs on repairs and replacements — from your AC to your water heater. When something breaks, we've already got you covered.

Get My Free Quote See How It Works
Scroll
💰
Zero MarkupReplacements at wholesale cost
📝
24-Hour EstimatesSubmit anytime, day or night
Vetted ContractorsBackground-checked pros
Insurance ClaimsWe handle the paperwork
Simple & Straightforward

How Royal Home Coverage Works

No fine print. No runaround. Just real protection for the home you've worked hard to build.

1

Activate

Activate your service agreement with a single fee. No recurring bills, no rate hikes. Your coverage is locked in from the day you activate — simple as that.

2
📞

Call When You Need Us

AC down? Water heater leaking? Just call or text. Our concierge team dispatches a vetted, background-checked technician — usually within 24 hours.

3
✅

We Handle the Rest

Because we have direct relationships with manufacturers and contractors, your repair or replacement cost is guaranteed — no haggling, no sticker shock.

The Difference

Wholesale Cost.
Zero Markup.

Your AC dies. A licensed contractor walks in, hands you a quote — and walks out with thousands of dollars in markup on a job that should have cost a fraction of that. That's the industry standard.

Royal does the same job — at our cost, with no markup. Our direct relationships with manufacturers and wholesale suppliers mean you pay factory pricing on every replacement, every time.

"We urge every customer to get quotes from other contractors. Compare what they charge to what we charge. The savings speak for themselves." — Jorge & Jenny Canales
Side-by-Side · 3-Ton AC Replacement
Typical Contractor
Equipment + Markup + Labor Markup
$9,800
Royal Home Coverage
Same equipment, wholesale cost
$5,400
Your Savings
$4,400
Real numbers from a covered 2025 replacement

Illustrative comparison based on Houston-area 2025 quotes for equivalent equipment. Your actual savings will depend on system specs and current wholesale pricing.

10 yrs
Most homeowners face a major repair or remodel within a decade.
Your Home, Year After Year

One year your AC goes out. The next, your water heater. After that — a new roof, a flooring update, a bathroom remodel, a fresh paint job. It happens to every homeowner, eventually. Royal gets you all of it at wholesale cost, with vetted professionals, under one service agreement.

What's Covered

Inside and Outside. All Covered.

From your kitchen countertops to your roof and patio — covered by the same brands your contractors trust, sourced direct through our ABC Supply partnership.

All Coverage Details →
Residential remodeled kitchen with quartz countertops
🏠 Residential Remodeling

Countertops · Backsplash · Flooring · Painting

Full interior refresh covered — Cambria, Daltile, Mohawk, Sherwin-Williams. Sourced direct, installed by vetted contractors.

Explore Brands →
 Commercial build-out construction in progress
🏢 Commercial Remodeling

Build Outs · Restaurants · Medical

Tenant improvements, FOH/BOH refits, clinic remodels — drywall, ceilings, durable finishes from CertainTeed, USG, Armstrong.

Explore Brands →
Historic home roof replacement
🏠 Exterior Protection

Roofing & New Roof Replacement

GAF, Owens Corning, CertainTeed, Atlas — leak repairs, shingle replacement, and full new-roof installs at wholesale cost.

Explore Brands →
🏡 Siding & Exterior

James Hardie · LP SmartSide · CertainTeed

Fiber cement, vinyl, and engineered wood siding — covered and replaced with matching materials.

Explore Brands →
Beautiful home exterior siding
🪟 Windows & Doors

Andersen · Pella · Marvin · JELD-WEN

Seal failures, broken hardware, and frame damage repaired with OEM parts.

Explore Brands →
Modern windows in a home
AC condenser units outside home
❄️ Heating & Cooling

HVAC Systems

Carrier, Lennox, Trane, Rheem — parts and labor guaranteed.

Explore →
 Plumber working on pipes
💧 Plumbing

Water Heaters & Plumbing

Rheem, Rinnai, A.O. Smith, Navien — tank & tankless covered.

Explore →
 Rain gutters on house exterior
🌧️ Water Management

Gutters & Drainage

Spectra, Amerimax, LeafGuard — leaks and failures fixed.

Explore →
View Full Coverage Details →
Beyond the Repair

More Than Coverage. A Real Partner.

Your home doesn't fit in a single category — so neither do we. From design help to insurance claims to outdoor living, we're here for the whole story.

Design center showroom with samples
In-Person
🎨 Local Design Center

Need Help Designing It?

Walk into our local design center for hands-on help with finishes, colors, and materials. Touch samples, compare options side-by-side, and leave with a plan that works for your home and budget.

Book a Visit →
Reviewing insurance claim documents
We Handle It
📋 Insurance Claims

Property Claim Advocate

Storm damage? Burst pipe? Roof hit? We work directly with your insurance company on covered property claims — handling paperwork, documentation, and contractor coordination so you don't have to fight the adjuster alone.

Start a Claim →
Beautiful covered patio with outdoor living
Exterior
🌿 Outdoor Living

Patios & Exterior Paint

Covered patios, outdoor kitchens, exterior painting, and full curb-appeal updates — all at wholesale material cost with our vetted exterior crews.

Get a Quote →
🚫
No Small
Repairs
Important to Know

Royal Home Coverage is built for replacement-scale work and major projects — the things that should never come with a contractor markup. We don't handle small handyman jobs:

Leaks under the sink Appliance repairs Small valve leaks A few broken tiles Small floor repairs
Service Agreement Plans

Transparent Pricing, Zero Surprises

Choose how you'd like to pay — spread it over 10 years or pay in full upfront. No deductibles on covered repairs either way.

Monthly
Pay in Full Save $500
Most Popular
Complete
Royal

Full-home protection for the systems your family counts on most.

Payment
$175.11
/ mo  ·  24 months  ·  9.9% APR  ·  $3,799 total
  • ✓ Labor cost guaranteed on all repairs
  • ✓ Manufacturer-direct parts & materials
  • ✓ Free design service & design center access
  • ✓ Countertops, flooring & painting
  • ✓ Backsplash & tile installation
  • ✓ Electrical panel & wiring
  • ✓ Priority 24-hr dispatch
  • ✓ Transferable to new owner
  • ✓ HVAC systems (AC & heat)
  • ✓ Water heater & plumbing
Get Royal Coverage
Elite
Crown

White-glove service for larger or luxury homes — everything covered.

Payment
$129.01
/ mo  ·  24 months  ·  9.9% APR  ·  $2,799 total
  • ✓ Everything in Royal
  • ✓ Free design service & design center access
  • ✓ Roof leak coverage
  • ✓ Same-day dispatch
  • ✓ Dedicated account manager
  • ✓ Annual inspection included
  • ✓ Luxury appliance support
Get Crown Coverage

All service agreements include our cost-guarantee promise. No deductibles on covered items. 24-month financing at 9.9% APR, subject to approval.

Real Homeowners

Why Families Trust Royal

"
★★★★★

My AC went out in July. Called Royal and had a tech at my door the next morning. The part was covered — I paid nothing beyond my original service agreement fee. Absolutely worth every penny.

Maria L.
Maria L.
Houston, TX — Client since 2022
"
★★★★★

Water heater burst on a Sunday. I was dreading the bill — $2,800 replacement. Royal covered the whole thing. The contractor was professional, and I was back to hot water in 6 hours.

James T.
James T.
Atlanta, GA — Client since 2021
"
★★★★★

I was skeptical — home warranties always felt like a scam. Royal is different. They actually answer the phone, the contractors are great, and my service agreement paid for itself on the first call.

Sandra K.
Sandra K.
Phoenix, AZ — Client since 2023
Happy family in comfortable home
$0 Average out-of-pocket cost for clients on covered repairs
Common Questions

Answers You Deserve

What makes Royal different from a home warranty? ▾

Traditional home warranties are annual subscriptions with deductibles and caps. Royal is a service agreement with guaranteed costs — we have direct manufacturer relationships and vetted contractors, so your replacements happen at wholesale/factory cost with zero markup. The bill you'd get from any other contractor includes thousands in markup. We pass those savings straight to you.

What kinds of repairs are not covered? ▾

Royal is designed for replacement-scale work and major projects — not small handyman jobs. We do not cover leaks under the sink, appliance repairs, small valve leaks, broken tiles, or small floor patches. This isn't optional add-on territory — we simply don't do these. For those, call a handyman. For everything bigger, call us.

Are you really available 24/7? ▾

You can submit an estimate request through our website 24 hours a day — but our customer service team is available 8 AM to 8 PM. We respond to overnight requests first thing in the morning. Coverage members get priority dispatch during business hours.

How quickly can you send someone out? ▾

Royal clients typically receive a dispatch within 24 hours of an approved request. Crown (Elite) clients get same-day service priority. Our contractor network covers the greater Houston area, and we're expanding.

What if my AC or water heater can't be fixed and needs replacement? ▾

This is exactly the scenario we're built for. A licensed contractor would mark that job up by thousands. We source the same equipment through our wholesale supplier network and install it at factory cost — same brands, same techs, no markup. We encourage you to call other contractors and compare. The savings are real.

Do you work with insurance companies on property claims? ▾

Yes. If a storm, leak, or covered event triggers an insurance claim, we work directly with your carrier — documenting damage, coordinating estimates, and handling the contractor side so the claim moves quickly and your home gets restored properly.

Do you help with design decisions? ▾

Absolutely. Our local design center is available to walk you through finishes, colors, materials, and layouts in person. Touch the samples, compare options, and leave with a clear plan. Schedule a visit through our contact page.

Can I transfer my service agreement if I sell my home? ▾

Royal and Crown service agreements are fully transferable to the new homeowner — making it a compelling selling feature. Simply contact us and we'll handle the transfer paperwork at no charge.

How do you vet your contractors? ▾

Every contractor in our network passes a background check, holds active state licensing, carries full liability insurance, and maintains a 4.5+ star rating from our clients. We re-audit annually and remove anyone who falls below our standards.

Ready to Protect Your Home?

Thousands of homeowners sleep easier knowing Royal Home Coverage has their back. Get a free quote in minutes — no obligation, no pressure.

Get My Free Quote 📞 (800) 555-1234 Customer service 8am–8pm · Submit a quote anytime